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Yoco – an application for Android that provides users with the opportunity to manage their banking accounts and invest money. It is worth noting that this platform is developed for small businesses in South Africa.

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Users can open credit and debit cards in order to accept digital transactions. The app allows you to send digital receipts to your customers via SMS or email and also receive cash payments. The platform does not require you to provide any fees or payout costs.

It is possible to manage the stocks you have and see which items are on demand. Thus, you are able to monitor the sales in real time. This option has some similarities with the one that is in iKhokha, another popular utility for accepting payments.

There is a history tab where users can check the latest transactions. Yoco lets you be aware of important payments and make calculations. The app is also convenient for its accessibility as it operates across South Africa, covering more than 100 000 small businesses.


  • ability to accept online payments and send receipts;
  • you have to enter your email in order to log in;
  • the app is completely free to download;
  • compatibility with current Android versions.
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Android version
Android 4.3+
Latest Version
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