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PalmPay is a Nigerian payment utility for Android mobile devices. This popular app offers users the money transferring service and coupons for various discounts.

Palmpay Balance

Simple money

The application is easy to use and has a clean and straightforward interface. With it, you can send and request money as well as pay for various services. Additionally, for every purchase made with this app, users earn special PalmPoints. It is possible to spend them on cashback or various discounts up to 50 percent. The list of offers is updated daily. Please note that PalmPay is only available in Nigeria and Ghana.

The service has an interesting referral program. Each new user gets 30 thousand nairas as so called Awoof Moni. It is impossible to pay with them. Also, they are going to disappear in 30 days. But you can send up to 100 nairas to any person, even if they are not in the system yet. When they claim and spend your gift, you get the same amount.

Similarly to PayPal, PalmPay does not charge a maintenance fee. Moreover, deposits and withdrawals of money are free as well. However, there is a commission for every transaction made inside the system.


  • various daily discounts up to 50 percent;
  • an original referral program;
  • the app is free to download;
  • compatible with current Android versions.
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Android version
Android 4.4+
Latest Version
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