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Palmcredit is a Nigerian microloan application for Android mobile devices. Using this utility, citizens of the country with a stable income can borrow some money for a few months.

Palmcredit Loan

Quick nairas

Palmcredit offers financial aid when you need it the most. You can borrow up to several hundred thousand nairas for a period of up to six months. Expectedly, the annual percentage rate is quite high. However, the loan conditions are competitive compared to Credit Bank and other similar Nigerian services.

To apply, you have to be an adult citizen of Nigeria. The whole process is contactless and can be done right from the application. The service will ask you to provide photos of your documents with the Identification Number, a selfie and a bank statement showing your stable income. The approval rarely takes more than a few hours.

Once you have an account, you may get money instantly whenever you want. The service has no additional fees of any kind. Palmcredit does not charge extra money for bank transactions either. Clients of the company will only have to return what they borrowed plus interest.


  • paperless application process;
  • no additional charges;
  • the app is free to download;
  • compatible with current Android versions.
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Android version
Android 4.3+
Latest Version
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