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Newcredit is an Android application providing the service of microloans. Using this utility, the residents of Nigeria can quickly get funds without visiting a bank office.

Newcredit Application

No hidden fees

This service can be very helpful if you urgently need money. Users already registered in the system may get an instant loan with just a couple of taps. For the newcomers, the process is slightly longer. But in any case, it usually takes just a few hours to receive funds to your bank account.

As with another similar service OKash, Newcredit operates in a fully digital and contactless way. Any resident of Nigeria aged from 20 to 55 with a stable source of income can apply. Users need to upload photos of their documents, like ID, home address confirmation and a bank statement showing the salary.

It is possible to borrow up to 300 000 nairas for a period of six months. The interest varies greatly depending on your credit history, the amount of money you get and the selected repayment option. The annual percentage rate is notably higher than traditional loans from banks but it is usual for this type of service.


  • instant loans without visiting a bank branch office;
  • fully digital process;
  • the app is free to download;
  • compatible with current Android versions.
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Android version
Android 4.3+
Latest Version
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