NCash is an Android application offering Nigerian credit products on flexible conditions to Bangladeshi citizens. The financing has an affordable interest rate, adds no service fee and requires no collateral.
With NCash, adult citizens of Bangladesh can receive loan products in Nigeria. The period varies from three to four months. Lending sums range from one thousand to a hundred thousand nairas. The service processes credit requests digitally online. Moreover, the application is completely paperless. Thus, all you are going to need are documents and your mobile device with a camera.
After approval, NCash transfers the money to the clients private account. The payable amount has to be returned on time to avoid overdue fees. Therefore, lenders can keep the commission low with a maximum ARP of only 14 percent. Additionally, it is possible to choose the loan deadline from several options.
Conveniently, the utility has no service or operational fee payable in advance like in the Nigerian microfinancing app Credit Bank. It is worth mentioning that no collateral loan security in Bangladesh is required from the applicants.
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