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NairaPlus is an Android application for personal loans in a situation of financial need. It is possible to acquire funds whenever necessary with a secure online crediting service.

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Most importantly, users of NairaPlus can apply for credit remotely and paperlessly. After quick approval of the request, money will be delivered directly to the clients bank account. The reliable tech securely processes your personal details, documents and statements. You may borrow several thousand nairas for a period of one year or less. The annual percentage rate is unusually low for microloan services.

It is worth noting, that the service is only available for citizens of Nigeria between 20 and 60 years old who are enrolled in the BVN system. This requirement is a bank verification number that acts as a universal identification in all commercial financial institutions in the country. The rule ensures that customer accounts are protected from unauthorized access. If you are a citizen of India, Kenya or Tanzania you may try borrowing a small amount of money in the Branch app.


  • low interest rate loans with flexible repayment scheme;
  • secure processing of private information;
  • the app is free to download;
  • compatible with current Android versions.
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Android version
Android 4.4+
Latest Version
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