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Last version: 5.2.4

Mvelopes is an Android application for financial planning, accumulation of savings and debt elimination. Users can create budgets, track bank transactions automatically and get advice on when to stop spending.

Mvelopes Spending

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Mvelopes is a digital planning system utilizing the money managing method of paper envelopes. Members can create and customize budgets to control spending in each category separately.

Conveniently, it is possible to link and automatically synchronize the bank transactions with the utility. However, only account holders of financial institutions in Canada and the US may use the option.

You can assign spending envelopes like food, entertainment, bills, savings and rent. Additionally, the tech offers customers suggestions on limiting purchases in select categories if their budget for that kind of purpose is running out.

Although the functionality is available with a paid subscription, you can try the app for a month at no charge. Also, there are free budget tools for financial planning like Emma money manager.


  • automatic sync of transactions with Canadian and US banks;
  • budgets with notifications of funds running out;
  • the app is free to download;
  • compatible with current Android versions.
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Android version
Android 5.0+
Latest Version
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