Lazypay Icon


Last version: 7.4.3

Lazypay is an Android application that works like a credit card. It is a leading Indian app that provides online loans to make the necessary purchases.

Lazypay Payment

Payment system

You have the opportunity not to waste time on credit processing and make the payment via this utility. It provides instant approval. In addition, there are special offers with zero collateral, as well as interest rates on individual loans from 15 and 32 percent per annum.

You need to register in the application and provide personal data such as proof of photo ID, address, a selfie and details of your bank account. After that, you are able to order with Lazypay.

When shopping online or offline stores where UPI is accepted, users can choose to pay through the app. You have to click Pay Later, after which the transaction takes place.

There are numerous special offers from shops, discounts on cash payment, coupons and cashback from purchase. If you collect promo codes, you can find more offers in Capital One Shopping.

Lazypay has a credit rating option. You have a chance to check your CIBIL rating for free. It helps you find out instantly whether you will get a loan or not.


  • provision of immediate loans;
  • availability of special offers, discounts and cashback;
  • the app is free to download;
  • compatibility with actual Android versions.
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