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Kuda is a Nigerian digital banking application for Android with a microfinancing license and automatic budgeting tools. The account maintenance is free of charge, with about 25 transfers to other banks included.

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Honest and secure

Firstly, there are no account handling fees, no minimum balance and no charges for alerting service. Secondly, Kuda provides free delivery of a debit card with available withdrawals at over 3 000 ATMs across the country. Customers have a limit of 25 included transfers to other banks. However, extra transactions only cost 10 nairas which equals a third of a USD cent.

Additionally, the platform has an integrated auto budgeting tool for comfortable and smart money management. You can track the categories of transactions with data and infographics. The system may assist customers in planning finances adequately. Conveniently, Kuda pays the members up to 15 percent annual interest on savings. If you want to try similar functions to control funds and analyze spending, you may try applications like Spendee or Wallet.


  • free account with automatic overdraft at a low interest rate;
  • budget planning and passive income on savings;
  • the app is free to download;
  • compatible with current Android versions.
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Android version
Android 4.4+
Latest Version
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