Koto Card Icon

Koto card

Last version: 1.20.2

Koto card is an application for Android that provides you with the ability to manage your money as well as apply for credit.

Koto Card Login

How it works

The app gives you the ability to make purchases with your phone. You can top up your account and attach Google Pay

It is possible to see a detailed statistic on your spendings as well as receive notifications about any changes in your balance.

You have the ability to send money to other people and get transfers from them. There are also no fees for using your account when you are abroad.

It is important to mention that this application is available only for people who live in the United Kingdom. You have to confirm the mobile number of the local operator before you can access the utility.

Moreover, the app provides you with the opportunity to get a loan from the bank. There are two types of credit available for users. You can take Koto Extra in case you need money immediately or Koto spread that allows you to pay for products instalments.


  • gives you the ability to manage your finances and make purchases;
  • it is possible to attach Google Pay to your account in order to buy products online;
  • there is the ability to take a loan or pay by instalments;
  • free download for Android.
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