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Kiakia Load

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Kiakia Load is an Android application for peer to peer money lending and investment in Nigeria. Clients can earn between 12 and 40 percent funding businesses with quarterly, yearly and biannual tenures.

Kiakia Load Select

Investment platform

With this utility, you can start peer to peer investing in loans and businesses for the period, varying from 30 days to 24 months. Kiakia Load begins, reserves, structures, expedites and finances secured private and enterprise investments. The lending amount starts as low as 10 000 and may reach up to 100 million nairas. In other words, the service essentially does what the banks usually do. However, the tech lacks officialism and bureaucratic impediments.

Additionally, Nigerians who want to borrow money for the duration of 1 to 3 months can use the application. As is often the case with microloans, the annual interest rate is very high, with a maximum of 180 percent for personal credits. There is a similar service called Kuda that also provides an automatic budgeting tool.


  • ability to invest funds securely indirectly to businesses and individuals;
  • a quick way to get money for a short period of time;
  • the app is free to download;
  • compatible with current Android versions.
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Android version
Android 4.1+
Latest Version
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