Fingertip wallet is an Android application for borrowing relatively small sums of money. The service is only available for the residents of Nigeria.
This utility offers microloans of up to 500 000 nairas for a period from three to six months. All residents of the country with a stable source of income and age from 25 to 50 are eligible. There are several services like this one operating on the Nigerian market, most notably, OKash.
The utility is easy to use. The whole process of applying and receiving money is paperless and fully digital. First of all, you need to register. There are several documents you have to provide, like ID and home address confirmation. The service also asks you to upload your bank statement showing your monthly salary. After that, you can get money instantly at any moment.
The conditions of loans are more or less typical for this kind of app. There are several loan packages to choose from. Interest is based on the sum you borrow, repayment period and credit rating. It is worth noting that returning clients with perfect history have slightly better options.
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